There are 26 commercial banks in Nepal. We have analyzed the Non Performing Loan (NPL) of commercial Bank
Non performing loan (NPL) is the bank loan which is subject to late repayment or is unlikely to be repaid by the borrower in full. Simply, mean those loans whose payment date is matured.
As a investor, one of the factor you have to look after before investing in bank and financial institutions is NPL. Higher is bad for company and lower is acceptable. Nepal Rastra Bank has given standard for NPL. You must look after companies having lower NPL than standard of NRB.
Nepal SBI Bank Limited (SBI) has the lowest NPL of 0.47%. It is followed by Everest Bank Limited. It has 0.55%. Similarly, Agricultural Development Bank Limited (ADBL) has the highest and it is 4.52%.
Non Performing Loan (NPL) of commercial Bank
Following is the NPL of commercial banks.
| Commercial Bank | Symbol | NPL |
|---|---|---|
| Nepal SBI Bank Ltd | SBI | 0.47% |
| Everest Bank Ltd | EBL | 0.55% |
| NIC Asia Bank Ltd | NICA | 0.61% |
| Standard Chartered Bank Ltd | SCB | 0.72% |
| Sanima Bank Ltd | SANIMA | 0.77% |
| Machhapuchhare Bank Ltd | MBL | 1.41% |
| Laxmi Bank Ltd | LBL | 1.56% |
| Prabhu Bank Ltd | PRVU | 1.98% |
| Civil Bank Ltd | CBL | 2.41% |
| NMB Bank Ltd | NMB | 2.24% |
| Rastriya Banijya Bank ltd | RBB | 2.79% |
| Prime Commercial Bank Ltd | PCBL | 2.81% |
| Siddhartha Bank Ltd | SBL | 2.87% |
| Global IME Bank Ltd | GBIME | 2.92% |
| Nabil Bank Ltd | NABIL | 2.98% |
| Citizen International Bank Ltd | CZBIL | 2.99% |
| Nepal Bank Ltd | NBL | 3.11% |
| Sunrise bank Ltd | SRBL | 3.36% |
| Himalayan Bank Ltd | HBL | 3.77% |
| Agricultural Development Bank Ltd | ADBL | 4.52% |
Note: these are the update NPL as the second quarter report of 2079/80.
Frequently Asked Question
Which bank has highest NPL ?
– Agricultural Development Bank Limited (ADBL) has the highest Non performing loan (NPL)
Which bank has lowest NPL ?
– Nepal SBI Bank Limited(SBI) has the lowest NPL
What is the NPL of Nabil Bank ?
– NPL of Nabil Bank is 2.98%.
What is the NPL of NIC Asia Bank ?
– NPL of NIC Asia Bank is 0.61%
NPL of Global IME Bank ?
– NPL of Global IME Bank is 2.92%.
NPL of Nepal Bank Limited ?
– NPL of Nepal Bank Limited is 3.11%.
Other Important Links
C-Asba Charge of Commercial Bank: Click Here
EPS of Commercial Bank: Click Here
Tax and Fee in Nepse: Click Here
