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We have done Fundamental Analysis of Jeevan Bikas Laghubitta Bittiya Sanstha Limited [ JBLB ].
Jeevan Bikas Laghubitta Bittiya Sanstha Limited [JBLBSL] is a ‘D’ class national level Bank and Financial Institutions of Nepal.
It’s registered corporate office is located at Katahari- 2 , Morang, Nepal.
It has 151 branches across state 1, state 2 and state 3 – 89, 48 and 14 respectively in 19 different districts of Nepal. The company has 1 arba authorized capital with 60.84 crore paid of capital after issue of IPO (Initial Public Offering).
Detail Information
Symbol: JBLB
Name: Jeevan Bikas Laghubitta Bittiya Sanstha Limited
Sector: Microfinance
Head office: Katahari – 2 Morang, Nepal
Listed Share: 10,342,800.00 units
Paid Up: Rs. 100
Phone Number: +977-021-442662
Email: info@jeevanbikas.org.np
Fundamental Analysis of Jeevan Bikas Laghubitta Bittiya Sanstha Limited [ JBLB ]
Following are the financial data of 2079/80.
| Particulars “000” | Q1 Report 2079/80 | Q2 Report 2079/80 |
|---|---|---|
| Paid up Capital | 1,034,280.00 | 1,034,280.00 |
| Reserve & Surplus | 1,686,899.84 | 2,026,577.70 |
| Borrowing | 10,064,237.52 | 9,092,529.34 |
| Deposit | 9,760,923.99 | 9,996,695.96 |
| Loans and advances | 24,263,731.34 | 23,244,940.27 |
| Net Interest Income | 406,280.05 | 794,510.72 |
| Staff Expense | 172,805.25 | 354,503.72 |
| Operating Profit | 125,169.80 | 378,269.51 |
| Net Profit/loss | 147,642.36 | 264,788.66 |
| CAR | 11.93 | 12.54 |
| NPL | 1.12 | 2.83% |
| Return on equity (ROE) | 21.70% | 17.30 |
| Return on Assets (ROA) | 2.25% | 2.10 |
| Earnings Per Share (EPS) | 57.10 | 51.20 |
| Book Value Per Share | 263.10 | 295.94 |
Dividend History
Following is the dividend history of JBBL
| Fiscal Year | Bonus Share | Cash Dividend | Total Dividend |
|---|---|---|---|
| 2078/79 | 28% | 9.36% | 37.36% |
| 2077/78 | 70% | 3.68% | 73.68% |
Audited EPS
Following is the audited EPS of Jeevan Bikas Laghubitta
| Fiscal Year | Audited EPS |
|---|---|
| 2077/78 | 111.81 |
| 2076/77 | 104.97 |
| 2075/76 | 152.94 |
Ownership Structure
Following are the company ownership structure
Institutional: 43.40%
Individual Investor: 24.10%
General Public: 32.50%
In Brief,
a. Jeevan Bikas Samaj ~ 30%
b. Prabhu Capital Limited ~ 13%
c. SR hydro & Investment Pvt Ltd ~ 9%
d. Social Organization for Liberal Volunteers engagement of Nepal (SOLVE ~ 7%
e. NIC Asia Bank ~ 3 %
f. Samudayik Mahila Bikas Kendra ~ 1%
g. General Public = 32.5% ( after IPO )
Board of Director
Following are the board of director
- Chairman: Bikram Raj Subedi
- Director: Shyamchandra Khatiwada
- Director: Prakash Kumar Shrestha
- Director:Gokarna Khatiwada
- Director: Indra Narayn Deo Waisya
- Director: Ashok Sitaula
- Independent Director: Sonila Shakya
Corporate Office:
Katahari-2, Morang, Nepal
Phone: +977-021–442150
Email: info@jeevanbikasmf.com
Other Important Links:
EPS of Microfinance Companies: CLICK HERE
Top 10 microfinance of Nepal: CLICK HERE
Top 10 Companies with highest EPS in Nepal: CLICK HERE
Comparison:
Comparison of Mahila Laghubitta & Jeevan Bikas Laghubitta: CLICK HERE
Related posts:
Dividend History of National Microfinance Laghubitta Bittiya Sanstha Ltd. (NMFBS)
Dividend history of Swabalamban Laghubitta Bittiya Sanstha Limited (SWBBL)
Top 10 companies on the basis of Dividend Capacity
Dividend Capacity of Development Banks
Fundamental Analysis of Mahila Laghubitta Bittiya Sanstha Limited (MLBSL)