Top 5 Development Banks of Nepal

There are 16 developments banks listed in Nepal, licensed from Nepal Rastra Bank. We have analyzed Top 5 Development Banks of Nepal.

There is total of 16 development banks in Nepal. Out of which, 8 banks are national level and the remaining 8 are regional level.

Top 5 Development Banks of Nepal

Following are the Top 5 Development Banks of Nepal. We have done this analysis on the basis paid up capital, reserve, book value, net profit, etc.

Paid up capital

If we look after the paid-up capital of the company, Muktinath Bikas Bank Limited (MNBBL) has the highest capital. MNBBL has paid up capital of Rs. 6.42 Arba.

It is followed by Garima Bikas Bank Limited (GBBL) and Shine Resunga Developemnt Bank Ltd (SHINE) Paid capital of the company is Rs. 5.19 Arba and Rs. 4.28Arba respectively.

Following are the top 5 banks on the basis of paid-up capital.

S.N	Companies	Symbol	Paidup capital
1	Muktinath Bikas Bank Ltd	MNBBL	6.42 arba
2	Garima Bikas Bank Ltd	GBBL	5.19 arba
3	Shine Resunga Development Bank ltd	SHINE	4.28 arba
4	Jyoti Bikas Bank Ltd	JBBL	4.27 arba
5	Mahalaxmi Bikas Bank Ltd	MLBL	4.01 arba

Net Profit

As per the fourth-quarter report, Muktinath Bikas Bank Limited (MNBBL) has earned the highest net profit in the first 9 months of the fiscal year 2079/80. It has earned Rs. 80.63 crore

Similarly, Garima Bikas Bank Ltd and Shine Resunga Bikas Bank Limited (Shine) have earned second and third highest net profits in 9 months. They have earned Rs. 65.19 crore and Rs. 55.45 crore respectively.

Following are the top 5 banks on the basis of net profit earned.

Name of the company	Symbol	Net Profit
Muktinath Bikas Bank Ltd	MNBBL	80.63 crore
Garima Bikas Bank Ltd	GBBL	65.19 crore
Shine Resunga Development Bank Ltd	SHINE	55.45 crore
Lumbini Bikas Bank Ltd	LBBL	46.82 crore
Mahalaxmi Bikas Bank Ltd	MLBL	37.89 crore

Reserve and Surplus

Jyoti Bikas Bank Limited (JBBL) is the development bank with highest reserve and surplus. It has a reserve of Rs. 2.6 Arba.

Similarly, Lumbini Bikas Bank Limited (LBBL) and Muktinath Bikas Bank Limited (MNBBL) are in second and third position. They have kept profit as a reserve and a surplus of Rs. 2.5 Arba and Rs. 2.4 Arba.

Note: Reserve and Surplus include share premium, retained earnings, and reserve.

Following are the top 5 banks on the basis of reserve and surplus.

Name of the company	Symbol	Reserve & Surplus
Jyoti Bikas Bank Ltd	JBBL	Rs. 2.6 arba
Lumbini Bikas Bank Ltd	LBBL	Rs. 2.5 arba
Muktinath Bikas Bank Ltd	MNBBL	Rs. 2.4 arba
Mahalaxmi Bikas Bank Ltd	MLBL	Rs. 2.2 arba
Garima Bikas Bank Ltd	GBBL	Rs. 2.0 arba

Deposits

In first 9 month, Muktinath Bikas Bank Limited (MNBBL) has collected the highest deposit from the customer. Their collection is Rs. 112.19 arba.

Similarly, Garima Bikas Bank Limited (GBBL) and Jyoti Bikas Bank Limited (JBBL) are in second and third positions. Their collection from the customer is Rs. 73.87 Arba and Rs. 57.52 Arba.

Following are the top 5 banks on the basis of deposits from the customer.

Name of the company	Symbol	Deposit
Muktinath Bikas Bank Ltd	MNBBL	Rs. 112.19 arba
Garima Bikas Bank Ltd	GBBL	Rs. 73.87 arba
Jyoti Bikas Bank Ltd	JBBL	Rs. 57.52 arba
Shngrila Development Bank Ltd	SADBL	Rs. 49.75 arba
Shine Resunga Development Bank Ltd	SHINE	Rs, 52.45 arba

Loans and Advance

Muktinath Bikas Bank Limited (MNBBL) has given the highest loans and advances to its customer. They have provided Rs. 91.85 Arba as loans and advance.

Similarly, Garima Bikas Bank Limited (GBBL) and Jyoti Bikas Bank Limited (JBBL) are in second and third position for giving loans and advances to its customer. It has given Rs. 60.66 Arba and Rs. 49.29 Arba.

Following are the top 5 banks on the basis of loans and advances given to its customer.

Name of the company	Symbol	Loans & advance
Muktinath Bikas Bank Ltd	MNBBL	Rs. 91.85 arba
Garima Bikas Bank Ltd	GBBL	Rs. 60.66 arba
Jyoti Bikas Bank Ltd	JBBL	Rs. 49.29 arba
Shine Resunga Development Bank Ltd	SHINE	Rs. 42.58 arba
Kamana Sewa Bikas Bank Ltd	KSBBL	Rs. 42.54 arba

Net Interest Income

In 9 months, Muktinath Bikas Bank Limited (MNBBL) top the list of earning highest net interest income. It has earned Rs. 3.03 arba so far.

Similarly, Garima Bikas Bank Limited (GBBL) and Jyoti Bikas Bikas Bank Limited (JBBL) are in second and third positions. They have earned net profit of Rs. 2.38 arba and Rs. 1.68 arba respectively.

Following are the top 5 banks on the basis of net interest income.

Name of the company	Symbol	Net Interest income
Muktinath Bikas Bank Ltd	MNBBL	Rs. 3.03 arba
Garima Bikas Bank Ltd	GBBL	Rs. 2.38 arba
Jyoti Bikas Bank Ltd	JBBL	Rs. 1.68 arba
Shine Resunga Developemnt Bank Ltd	SHINE	Rs. 1.54 arba
Kamana Sewa Bikas Bank Ltd	KSBBL	Rs. 1.53 arba

Earnings Per Share (EPS)

Shine Resunga Bikas Bank Limited (SHINE) has topped the list in terms of annualized EPS amounting to Rs. 18.45 per share.

Similarly, Muktinath Bikas Bank Limited (MNBBL) has the second highest annualized EPS of Rs. 17.26 per share. Garima Bikas Bank Limited (GBBL) comes in third position with EPS of Rs. 16.75 per share.

Following are top 5 banks on the basis of annualized EPS.

Name of the company	Symbol	EPS
Shine Resunga Development Bank Ltd	SHINE	Rs. 18.45
Muktinath Bikas Bank Ltd	MNBBL	Rs. 17.26
Garima Bikas Bank Ltd	GBBL	Rs. 16.75
Mahalaxmi Bikas Bank Ltd	MLBL	Rs. 16.74
Lumbini Bikas Bank Ltd	LBBL	Rs. 12.97

Net Worth Per Share

As per the report, lumbini Bikas Bank Limited (LBBL) has the highest Net Worth Per share of Rs. 173.67

Similarly, Mahalaxmi Bikas Bank Ltd (MLBL) and Kamana Sewa Bikas Bank Ltd (KSBBL) are in second and third position. Their net worth per share is Rs. 152.82 and Rs. 148.33.

Following are top 5 banks on the basis of net worth per share.

Name of the company	Symbol	Net Worth
Lumbini Bikas Bank Ltd	LBBL	Rs. 173.67
Mahalaxmi Bikas Bank Ltd	MLBL	Rs. 152.82
Kamana Sewa Bikas Bank Ltd	KSBBL	Rs. 148.33
Coporate Development Bank Ltd	CORBL	Rs. 144.47
Garima Bikas Bank Ltd	GBBL	Rs. 138.57