We have done Comparison of Standard Chartered and Everest Bank limited. These two banks are the leading commercial banks in Nepal.
Short Information
Standard Charactered Bank
Standard Chartered Bank Nepal Limited (SCB) has been in operation in Nepal since 1987. The share holing of the bank is 70.21% to 29.79% from Standard Chartered Group and Nepalese public. It is highly popular commercial bank in Nepal with huge reputation. Its larger portion is invested by foreign Company.
Everest Bank Ltd
Everest Bank Ltd (EBL) is a commercial bank which was founded in 1994. It is one of the prisoner commercial banks in Nepal. The bank has 124 Branches, 160 ATM Counters, 32 Revenue Collection Counters and 3 Extension Counters across the country. It’s the subsidiary company of Punjab Bank of India. It is one of the pioneer foreign invested commercial banks in Nepal.
Comparison of Standard Chartered and Everest Bank
Following are the detail information.
| Particulars “000” | Standard Chartered | Everest Bank |
|---|---|---|
| Paid-up Capital | 9,429,454.00 | 10,698,094.00 |
| Retained Earnings | 2,733,936.00 | 4,333,205.00 |
| Reserve | 8,013,919.00 | 10,227,349.00 |
| Deposits from Customers | 117,500,875.00 | 197,929,061.00 |
| Loans and Advances to Customers | 77,857,560.00 | 160,210,055.00 |
| Net Interest Income | 5,955,257.00 | 7,448,074.00 |
| Impairment Chage/ (Reversal) | 598,333.00 | 735,441.00 |
| Personnel Expense | 5,048,399.00 | 2,165,930.00 |
| Operating Profit | 1,551,311.00 | 1,551,311.00 |
| Profit/ (Loss) for the year | 3,525,415.00 | 4,847,362.00 |
| Capital Adequacy Ratio (CAR) | 17.12 | 13.36 |
| NPL | 1.17 | 0.79 |
| CD Ratio | 75.80 | 82.32 |
| Cost of fund | 6.91 | 7.75 |
| Interest Rate Spread | 4.00 | 3.97 |
| Base Rate | 9.02 | 9.47 |
| EPS | 37.39 | 31.72 |
| Book Value | 213.98 | 238.33 |
Note: Date is taken from the unaudited third Quarter Report.
Other Important Links:
a. EPS of commercial Bank: CLICK HERE
b. Top 10 Commercial Bank: CLICK HERE
