Fundamental Analysis of Jeevan Bikas Laghubitta Bittiya Sanstha Limited [ JBLB ]

Fundamental Analysis of Jeevan Bikas Laghubitta Bittiya Sanstha Limited [ JBLB ]

We have done Fundamental Analysis of Jeevan Bikas Laghubitta Bittiya Sanstha Limited [ JBLB ].

Jeevan Bikas Laghubitta Bittiya Sanstha Limited [JBLBSL] is a ‘D’ class national level Bank and Financial Institutions of Nepal.

It’s registered corporate office is located at Katahari- 2 , Morang, Nepal.

It has 151 branches across state 1, state 2 and state 3 – 89, 48 and 14 respectively in 19 different districts of Nepal. The company has 1 arba authorized capital with 60.84 crore paid of capital after issue of IPO (Initial Public Offering). 

Detail Information

Symbol: JBLB

Name: Jeevan Bikas Laghubitta Bittiya Sanstha Limited

Sector: Microfinance

Head office: Katahari – 2 Morang, Nepal

Listed Share: 10,342,800.00 units

Paid Up: Rs. 100

Phone Number: +977-021-442662

Email: [email protected]

Fundamental Analysis of Jeevan Bikas Laghubitta Bittiya Sanstha Limited [ JBLB ]

 Following are the financial data of 2079/80.

Particulars “000”Q1 Report
2079/80
Q2 Report
2079/80
Paid up Capital1,034,280.001,034,280.00
Reserve & Surplus1,686,899.842,026,577.70
Borrowing10,064,237.529,092,529.34
Deposit9,760,923.999,996,695.96
Loans and advances24,263,731.3423,244,940.27
Net Interest Income406,280.05794,510.72
Staff Expense 172,805.25354,503.72
Operating Profit125,169.80378,269.51
Net Profit/loss147,642.36264,788.66
CAR11.9312.54
NPL1.122.83%
Return on equity (ROE)21.70%17.30
Return on Assets (ROA)2.25%2.10
Earnings Per Share (EPS)57.1051.20
Book Value Per Share263.10295.94

Dividend History

Following is the dividend history of JBBL

Fiscal YearBonus ShareCash DividendTotal Dividend
2078/7928%9.36%37.36%
2077/7870%3.68%73.68%

Audited EPS

Following is the audited EPS of Jeevan Bikas Laghubitta

Fiscal YearAudited EPS
2077/78111.81
2076/77104.97
2075/76152.94

Ownership Structure 

Following are the company ownership structure

Institutional: 43.40%

Individual Investor: 24.10%

General Public: 32.50%

In Brief, 

a. Jeevan Bikas Samaj  ~ 30%

b. Prabhu Capital Limited ~ 13%

c. SR hydro & Investment Pvt Ltd ~ 9%

d. Social Organization for Liberal Volunteers engagement of Nepal (SOLVE ~ 7%

e. NIC Asia Bank ~ 3 %

f. Samudayik Mahila Bikas Kendra ~ 1%

g. General Public = 32.5%  ( after IPO )

Board of Director

Following are the board of director

  • Chairman: Bikram Raj Subedi
  • Director: Shyamchandra Khatiwada
  • Director: Prakash Kumar Shrestha
  • Director:Gokarna Khatiwada
  • Director: Indra Narayn Deo Waisya
  • Director: Ashok Sitaula 
  • Independent Director: Sonila Shakya

Corporate Office:

Katahari-2, Morang, Nepal

Phone: +977-021–442150

Email: [email protected]

Other Important Links:

EPS of Microfinance Companies: CLICK HERE

Top 10 microfinance of Nepal: CLICK HERE

Top 10 Companies with highest EPS in Nepal: CLICK HERE

Comparison: 

Comparison of Mahila Laghubitta & Jeevan Bikas Laghubitta: CLICK HERE