Non Performing Loan (NPL) of commercial Bank

Non Performing Loan (NPL) of commercial Bank

There are 20 commercial banks in Nepal. We have analyzed the Non-Performing Loan (NPL) of commercial Bank.

 Non performing loan (NPL) is the bank loan which is subject to late repayment or is unlikely to be repaid by the borrower in full. Simply, mean those loans whose payment date is matured. 

 As a investor, one of the factor you have to look after before investing in bank and financial institutions is NPL. Higher is bad for company and lower is acceptable. Nepal Rastra Bank has given standard for NPL. You must look after companies having lower NPL than standard of NRB.

Non Performing Loan (NPL) of commercial Bank

Following is the NPL of commercial banks.

Name of the CompanySymbolNPL
Everest BankEBL0.70%
Nepal Investment Mega BankNIMB1.12%
Nabil BankNABIL1.27%
NIC Asia Bank LtdNICA1.76%
Sanima Bank SANIMA1.89
Nepal SBI BankSBI1.98%
Siddhartha Bank ltdSBL2.52%
Standard Chartered BankSCB2.64%
NMB Bank NMB2.86%
Agricultural Development BankADBL3.30%
Machhapuchchhre BankMBL3.68%
Citizens Bank InternationalCZBIL3.76%
Prime Commercial BankPCBL4.29%
Rastriya Banijya BankRBB4.30%
Global IME BankGBIME4.74%
Prabhu Bank LtdPRVU4.81%
Nepal Bank Ltd NBL4.85%
Kumari Bank LtdKBL4.95%
Himalayan BankHBL4.96%
Laxmi Sunrise BankLSL5.49%

Note: these are the update NPL as the third quarter report of 2080/81.

Frequently Asked Question

Which bank has highest NPL ?

– Laxmi Sunrise Bank has the highest Non performing loan (NPL)

Which bank has lowest NPL ?

– Everest Bank Ltd) has the lowest NPL

What is the NPL of Nabil Bank ?

– NPL of Nabil Bank is 1.27%. 

What is the NPL of NIC Asia Bank ?

– NPL of NIC Asia Bank is 1.76%

a. NPL of Global IME Bank ?

– NPL of Global IME Bank is 4.74%. 

b. NPL of Nepal Bank Limited ?

– NPL of Nepal Bank Limited is 4.85%. 

Other Important Links

EPS of Commercial Bank: CLICK HERE

Tax and Fee in Nepse: Click Here