Top 10 Best Commercial Banks in Nepal

We have a list of the Top 10 Best Commercial Banks in Nepal based on different headings. There are 20 commercial banks in Nepal. Out of 20 commercial banks, 19 are listed in NEPSE, and Rastriya Banijya Bank Ltd is not listed in NEPSE.

Commercial Banks are the “A” class banks and financial institutions in Nepal. Nabil Bank Ltd, Global IME Bank Ltd, NIC Asia Bank, Everest Bank Ltd, Standard Chartered Bank Ltd, etc are the leading commercial banks in Nepal. Similarly, the minimum capital required to be a commercial bank is Rs. 8.00 arba.

Top 10 Best Commercial Banks in Nepal

Following are the Top 10 Best Commercial Banks in Nepal.

Paid up Capital

S.NName of the Commercial BanksSymbolPaid up capital
1Global IME Bank LtdGBIMERs. 36.12 arba.
2Nepal Investment Meag Bank LtdNIMBRs. 34.12 arba.
3Kumari Bank LtdKBLRs. 26.22 arba
4Nabil Bank LtdNABILRs. 27.06 arba
5Prabhu Bank LtdPRVURs. 23.54 arba
6Laxmi Sunrise Bank LtdLSLRs. 23.18 arba.
7Himalayan Bank LtdHBLRs. 21.65 arba
8Prime Commercial BankLtdPCBLRs. 19.40 arba
9NMB Bank LtdNMBRs. 18.36 arba
10NIC Asia Bank LtdNICARs. 14.91 arba

Net Profit

S.NName of the Commercial BankSymbolNet Profit
1Nabil Bank LtdNabilRs. 7.06 arba
2Global IME Bank LtdGBIMERs. 6.06 arba
3Nepal Investment Mega BankNIMBRs. 5.19 arba
4Prabhu Bank LtdPRVURs. 4.48 arba
5Prime Commercial Bank LtdPCBLRs. 3.77 arba
6Everest Bank LtdEBLRs. 3.70 arba
7Agricultural Development Bank LtdADBLRs. 3.65 arba
8Rastriya Banijya Bank LtdRBBRs. 3.39 arba
9Standard Chartered Bank LtdSCBRs. 3.30 arba
10Laxmi Sunrise Bank LtdLSLRs. 3.03 arba

Reserve and Surplus

RankName of the BanksSymbolAmount
1Rastriya Banijya Bank ltdRBBRs. 39.01 arba
2Nabil Bank LtdNABILRs. 32.9 arba
3Nepal Investment Mega Bank LtdNIMBRs. 27.9 arba
4Global IME Bank LtdGBIMERs. 25.91 arba
5Nepal Bank LtdNBLRs. 23.14 arba
6Himalayan Bank LtdHBLRs. 18.03 arba
7Laxmi Sunrise Bank LtdLSLRs. 18.03 arba
8NIC Asia Bank LtdNICARs. 16.10 arba
9Everest Bank LtdEBLRs. 15.7 arba
10Siddhartha Bank LtdSBLRs. 13.74 arba

Deposits from Customers

RankName of the BanksSymbolAmount
1Global IME Bank LtdGBIME487.46 arba
2Nabil Bank LtdNABIL461.67 arba
3Rastriya Banijya Bank LtdRBBRs. 428.85 arba
4Nepal Investment Mega Bank LtdNIMBRs. 403.34 arba
5NIC Asia Bank LtdNICARs. 355.48 arba
6Kumari Bank LtdKBLRs. 333.111 arba
7Laxmi Sunrise Bank LtdLSLRs. 330.47 arba
8Prabhu Bank LtdPRVURs. 305.01 arba
9Himalayan Bank LtdHBLRs. 293.48 arba
10Nepal Bank LtdNBLRs. 283.08 arba

Loans and Advance to Customers

RankName of the BanksSymbolAmount
1Nabil Bank LtdNBL373.97 arba
2Global IME Bank LtdGBIME369.45 arba
3Nepal Investment Mega Bank LtdNIMBRs. 307.52 arba
4Kumari Bank LtdKBLRs. 273.20 arba
5NIC Asia Bank LtdNICARs. 272.09 arba
6Laxmi Sunrise Bank LtdLSLRs. 256.70 arba
7Rastriya Banijya Bank LtdRBBRs. 248.91 arba
8Himalayan Bank LtdHBLRs. 236.33 arba
9Prabhu Bank LtdPRVURs. 225.19 arba
10Nepal Bank LtdNBLRs. 197.03 arba

Non-Performing Loan (NPL).

S.NName of the BanksSymbolNPL
1Everest Bank LtdEBL0.71%
2Machhapuchare Bank LtdMBL1.56%
3Sanima Bank LtdSANIMA1.73%
4Nepal SBI Bank LtdSBI2.00%
5Standard Chartered Bank LtdSCB2.14%
6Siddhartha Bank ltdSBL2.22%
7Nepal Bank LtdNBL3.28%
8NIC Asia Bank LtdNICA3.41%
9Agricultural Development Bank LtdADBL3.44%
10NMB Bank LtdNMB3.35%

Earning Per Share

RankName of the commercial BanksSymbolsEPS
1Standard Chartered Bank LtdSCBRs. 35.09
2Everest Bank LtdEBLRs. 31.45
3Nabil Bank LtdNABILRs. 26.09
4Agricultural Development BankADBLRs. 24.75
5Rastriya Banijya Bank ltdRBBRs. 21.73
6Siddhartha Bank LtdSBLRs. 21.4
7Prime Commercial Bank LtdPCBLRs. 19.45
8Nepal SBI Bank LtdSBIRs. 19.18
9Prabhu Bank LtdPRVURs. 19.03
9Sanima Bank LtdSANIMARs. 17.54

Dividend Capacity

RankName of the BanksSymbolDividend Capacity
1Everest Bank LtdEBL29.86%
2Standard Chartered Bank LtdSCB26.5%
3Agricultural Development Bank LtdADBL17.37%
4Nabil Bank LtdNABIL14.26%
5Nepal SBI Bank LtdSBI10.76%
6Sanima Bank LtdSANIMA10.4%
7Prime Commercial Bank LtdPCBL6.18%
8Laxmi Sunrise Bank LtdLSL5.55%
9Nepal Bank LtdNBL5.24%
10Prabhu Bank LtdPRVU5.20%

Net Worth Per Share

RankName of the BanksSymbolBook Value
1Nepal Bank LtdNBLRs. 257.57%
2Everest Bank LtdEBLRs. 236.06
3Agricultural Development Bank LtdADBLRs. 235.80
4Nabil Bank LtdNABILRs. 220.16
5Standard Chartered Bank LtdSCBRs. 218.04
6NIC Asia Bank LtdNICARs. 202.24
7Siddhartha Bank ltdSBLRs. 196.36
8Nepal SBI Bank LtdSBIRs. 185.60
9Nepal Investment Bank LtdNIMBRs. 182
10Himalayan Bank LtdHBLRs. 176.90

Hence. these are the Top 10 Best Commercial Banks in Nepal.

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Frequently Asked Questions

a. Top 5 Best Commercial Banks in Nepal?

= Following are the top 10 Best Commercial Banks in Nepal:

  • Nabil Bank Ltd.
  • Standard Chartered Bank Ltd.
  • Everest Bank Ltd.
  • Rastriya Bannijya Bank Ltd.
  • NIC Asia Bank Ltd.
  • Agricultural Development Bank Ltd.
  • Nepal Investment Bank Ltd.
  • Sanima Bank Ltd.
  • Nepal Bank Ltd.
  • Siddhartha Bank Ltd.

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